| FACTS | WHAT DOES OSSFIN LLC DO WITH YOUR PERSONAL INFORMATION? |
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Account balances and transaction history
- Income and investment holdings
- Information from documents you upload, such as statement balances
- Contact information such as your name and email address
- Your subscription and payment status (not your card number)
When you are no longer our customer, we continue to share your information as described in this notice. |
| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons OssFin chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does OssFin share? | Can you limit this sharing? |
|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Who we are
| Who is providing this notice? | OssFin LLC, a Florida limited liability company, which provides the OssFin personal finance service at ossfin.com. |
What we do
| How does OssFin protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include encryption in transit, encryption of sensitive data at rest, access limited to the people who need it to run the service, and the written information security program described on our Security page. |
| How does OssFin collect my personal information? | We collect your personal information, for example, when you
- open an account or sign in
- connect your bank, card, or investment accounts
- upload a statement or enter information yourself
- pay for a subscription
We also collect your personal information from others, such as the financial institutions you choose to connect (through Plaid). |
| Why can't I limit all sharing? | Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. OssFin does none of the sharing listed above, so there is nothing for you to opt out of. |
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.
- OssFin has no affiliates.
|
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- OssFin does not share with nonaffiliates so they can market to you. The service providers that run parts of OssFin for us — named in section 5 of our Privacy Policy — receive only what they need to do that work.
|
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- OssFin doesn't jointly market.
|
Other important information
"For our marketing purposes" means the emails OssFin itself sends you about its own plans and features, delivered through our email provider. You can turn off optional emails at any time in Settings → Notifications.
This notice summarizes how OssFin shares personal information under the Gramm-Leach-Bliley Act. Our Privacy Policy explains in full what we collect, how long we keep it, how to delete it, and the rights state privacy laws give you.